Debt review, sequestration, credit records, garnishee orders and bank disputes in South Africa — consumer credit guides from Onah Attorneys.
By Onah Attorneys Inc • Updated July 2026 • Legal information, not a substitute for advice on your specific matter. The instalment doesn’t fit the new reality — and the bank’s call centre offers ‘voluntary surrender, quick and easy’. What…
By Onah Attorneys Inc • Updated July 2026 • Legal information, not a substitute for advice on your specific matter. For debts under R50,000 there’s an older sibling to debt review: the Magistrates’ Court administration order — one court order,…
By Onah Attorneys Inc • Updated July 2026 • Legal information, not a substitute for advice on your specific matter. The sheriff’s papers on your kitchen table start a clock most people don’t know is running: miss it and judgment…
By Onah Attorneys Inc • Updated July 2026 • Legal information, not a substitute for advice on your specific matter. Your credit record decides your bond rate, your car finance, sometimes your job application — yet most South Africans have…
By Onah Attorneys Inc • Updated July 2026 • Legal information, not a substitute for advice on your specific matter. When debt becomes unpayable, South African law offers two structured exits: debt review (restructure and pay everything, slower) and sequestration…
By Onah Attorneys Inc • Updated July 2026 • Legal information, not a substitute for advice on your specific matter. Credit runs South African life, and credit law is where consumers are most outgunned — banks have compliance departments; you…
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